1. INTRODUCTION
This website is provided by EMB Consultancy LLP. In this context, EMB is the business name for an international actuarial and software consultancy practice carried on by EMB Consultancy LLP, EMB Software Management LLP and each of their direct or indirect affiliated firms or entities, partnerships or joint ventures, each of which is a separate and distinct legal entity. References on this website to EMB, we or us means EMB Consultancy LLP, EMB Software Management LLP and each of their direct or indirect affiliated firms or entities, partnerships or joint ventures or one or more of those affiliated firms or entities as the context requires. You or your means a user of this website.
EMB Consultancy LLP is a limited liability partnership registered in England and Wales with registered number OC308827. A list of the names of the members of EMB Consultancy LLP and their professional qualifications is open for inspection at its registered office, Saddlers Court, 64-74 East Street, Epsom, Surrey KT17 1HB, United Kingdom. EMB Consultancy LLP is registered for VAT purposes with VAT registration number GB609 2226 56.
Your use of www.solvency-2.com (the Website) is subject to the following terms and conditions, which you are deemed to accept by using the Website. If you do not accept these terms and conditions please do not continue to use this Website.
2. RIGHTS
2.1. The software that runs the Website is owned by EMB and our licensors. Save to the extent expressly permitted by applicable laws, you must not copy, modify, download, distribute or de-compile that software without our consent.
2.2. You may download, view, store and print off the whole or any part of the contents of the Website solely for your own private non-commercial use, but not for any other purpose. Where you download, store or print off any of the contents of the Website, you must ensure that (i) the EMB copyright notice appears thereon ("Copyright © 2007-2008 EMB Consultancy LLP. All rights reserved.") (ii) the text is not altered in any way, and (iii) the attention of the recipient is drawn to these terms and conditions.
2.3. Unauthorised access to or use of the Website is prohibited. Unauthorised access to, or misuse of a computer constitutes an offence under the Computer Misuse Act 1990.
2.4. The contents of this Website are protected by copyright under international conventions. The copyright and all other intellectual property rights in all of the content and material of whatever form contained in the Website (including, but not limited to, the organisation, layout, information, photographs and graphical images) is owned by EMB or its licensors. You do not acquire any copyright or other intellectual property rights in the Website or its contents through your use of this Website. In particular the word “EMB” and associated logo are trademarks of EMB and the words “Igloo”, "ResQ", "RePro", "PrisEMB" and "EMBLEM" are either trademarks or registered trademarks of EMB Software Limited, and may not be reproduced or used without express prior written permission.
2.5. We reserve the right to update, modify, or close (temporarily or permanently) the Website at any time and do not accept liability for the use or inability to use the Website.
2.6. We reserve the right to vary or amend these terms and conditions from time to time. You should check from time to time to review these terms and conditions.
3. YOUR WARRANTIES
You warrant that: (i) you will only use the Website in accordance with these terms and conditions and only for lawful purposes and in a lawful manner; and (ii) all information that you provide to us is true, accurate, current and complete in all respects.
4. DATA PROTECTION AND CONFIDENTIALITY
4.1. We acknowledge that your personal details and other information supplied to us, whether for recruitment, information or other purposes, by you may be confidential (your information). We will maintain the confidentiality of, and protect, your information in accordance with our normal procedures and applicable laws (including the Data Protection Act 1998).
4.2. You acknowledge and agree by using this Website that we may from time to time transfer any of your contact details and/or application data overseas to any office of EMB Consultancy LLP or EMB Software Management LLP or any of their direct or indirect affiliated firms or entities, partnerships or joint ventures, agents or appointed representatives (together our overseas offices). Some of our overseas offices are located in countries outside the European Economic Area which do not have well developed data protection legislation when compared to European law, and where you may not have rights under data protection legislation equivalent to those under European law. Please do not send us any personal data if you do not want that information to be processed by us in the ways described by this notice.
4.3. You have the right to access and the right to rectify your personal data by sending us a written request to the address given above or by email to: enquiries@emb.co.uk.
4.4. We may use your information to provide you with further information about EMB and our products, subject to your consent. This may involve disclosing your information to our overseas offices.
5. ACCURACY OF INFORMATION
While we try to ensure all information and opinions contained on the Website are correct, up-to-date and complete, such information and opinions are provided for general information purposes only. They do not constitute professional advice, and should not be relied on or treated as a substitute for specific advice relevant to particular purposes. We do not accept or assume any liability, responsibility or duty of care for any loss which may arise from reliance on the information or opinions on the Website or for any decision based on it. Nor do we cannot accept liability for any errors or omissions.
6. LINKING
6.1. The content of third-party websites to which you may link or which are linked, by means of hypertext links, from the Website is beyond our control. You proceed entirely at your own risk and we do not accept responsibility for any damage or loss you may suffer arising out of access to those websites, including, but not limited to, damage or loss arising from your use of documents or other information found on those websites. The inclusion of a link in our Website does not imply our endorsement of or association with any products, services, information or material offered or accessible on or any person connected with any such third-party website.
6.2. You may not create a link to any part of our Website without our prior written consent.
6.3. For, the avoidance of doubt, clauses 6.1 to 6.3 shall apply to the "Fantasy League" extranet site provided via the Website by Fantasy League Limited (the Fantasy League Extranet). The Website, as defined, does not include the Fantasy League Extranet.
7. LIMITATION OF LIABILITY
7.1. We shall not be liable to you where information is sent solely by email and is either received late or not received at all by us.
7.2. The Website is provided to you on an "as is" and "as available" basis without any warranty being given in relation to the Website including (but not limited to) implied warranties of non-infringement, compatibility, security, accuracy or any implied warranty arising from course of dealing or usage or trade.
7.3. Whilst we will endeavour to maintain the availability of the Website, we make no warranty that the Website will meet your requirements or will be uninterrupted, timely, or error-free, that defects will be corrected or that the site or the server(s) that makes it available are free of viruses or bugs.
7.4. We shall not be liable for any special, indirect or consequential damages (including loss of business or loss of profits) however caused.
7.5. Nothing in these terms and conditions shall exclude or limit liability for death or personal injury resulting from our negligence or that of our agents or employees.
8. GENERAL
8.1. The terms and conditions contained in this legal notice shall be governed by English law, regardless of how you access the Website and from where. Any dispute arising between you and us in relation to the Website shall be governed by English law and you submit to the exclusive jurisdiction of the English Courts for the purposes of any such dispute.
8.2. You agree to indemnify, defend and hold us, and our officers, directors, employees, agents and suppliers harmless immediately on demand, from and against all liability, damages, losses, costs and expenses, including legal fees, arising out of any breach of these terms and conditions by you or other liabilities arising out of your use of the Website.
8.3. A person who is not a party to these terms and conditions may not enforce any of its terms under the Contracts (Rights of Third Parties) Act 1999.
8.4. Any reference to a partner or partners in relation to EMB Consultancy LLP means a member or members of EMB Consultancy LLP.
8.5 This Website is maintained by EMB Consultancy LLP and includes material designed to promote the professional services of the firm.
