Financial Modelling

By creating financial models that mirror companies’ business processes companies can then test their resilience in any number of potential scenarios. EMB specialises in helping clients create flexible and user-friendly models.

A model can provide a dependable planning framework for the entire business, from overall strategy to detailed operational matters, including even such areas as HR and marketing.

By measuring the risk inherent in the business, it enables management to draw up mitigation strategies that enable the best possible use of capital, rectifying unacceptable exposures whilst avoiding the wasteful use of resources. It also makes it possible to quantify the likely impact of any business decision.

Financial modelling is frequently used in the following areas, among others:
• Risk management;
• Reinsurance purchase;
• Alternative Risk transfer;
• Capital allocation;
• Underwriting strategy;
• Pricing;
• Reserving;
• Profit targets;
• Mergers & Acquisitions;
• Relations with regulators and ratings agencies;
• Target-setting and performance management.

EMB are recognised market leaders in this field, both as consultants and through their popular Igloo Professional and ExtrEMB software packages.